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Physical Well-Being – Health Coverage and Flexible Spending Account Changes

San Francisco Health Service System (SFHSS) recently announced that employees and retirees who are eligible for SFHSS benefits can now make mid-year elections, only once, between now and December 31, 2020 without a qualifying event.  The Health Service Board approved an addendum to SFHSS Member Rules and Section 125 Cafeteria Plan based on recent IRS guidance to temporarily allow mid-year employer health coverage changes. 

Health Coverage

  • If you previously waived medical coverage, you can sign up for medical, vision or dental benefits for you and your dependents.
  • If you are not satisfied with your existing medical, vision or dental election, you can now enroll in a different health plan that SFHSS offers.
  • You can cancel your existing medical plan election if you provide a written statement that you are enrolled, or will be immediately enrolled, in another health coverage not sponsored by SFHSS.

Flexible Spending Accounts (FSA)
You can make changes to both your Healthcare FSA and/or your Child Care Dependent Care FSA account.

  • You can elect to sign-up for Healthcare FSA or a Child Care Dependent Care FSA.
  • You can decrease or increase the dollar amount of an existing election regarding a Healthcare FSA and/or Child Care Dependent Care FSA.
  • The carryover limit for unused funds remaining in a Healthcare FSA at the end of plan year 2020 (12/31/2020) has increased from $500 to $550. Carryover funds can be used to pay for eligible expenses the following plan year, which ends on December 31, 2021. 

Please visit SFHSS for further information on what changes are allowed, how to make changes, and the required forms.